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6 Essential Stretches To Start Your Morning

PRAM Insurance Services, Inc. / November 12, 2015

Our 6 Essential Stretches Are The Perfect Start To Your Morning

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THE PROGRAM FEATURED ON THIS WEBSITE IS NOT INSURANCE. It does not represent a health insurance policy(ies), Medicare Prescription Drug Plan(s), or qualified health plan(s) under the Affordable Care Act. Program Membership provides participants with access to discounts on applicable services/products at participating providers only. The Program does not make payments directly to the providers of these services. The Program participant is obligated to pay for all services at point of sale but will receive discounted rates on Program services from those providers who have agreed to participate in the Program. The range of discounts will vary depending on the type of provider and the services or products received. Pricing and availability of services and products are subject to change at any time and are not guaranteed. Any pricing or product reference materials provided by the Program are for reference only and do not guarantee pricing or availability. Final member cost is determined at the point of sale and may vary based on provider, location, and the specific services or products received. Claims processed through this Program are not eligible for reimbursement through Medicaid, Medicare, or any other government program. The Program administrator may obtain fees or rebates from providers and/or product manufacturers based on services or products received under this Program; such fees or rebates may be retained by the Program administrator. This Program does not guarantee the quality of the services or products offered by individual providers. The fees for this Program are specified in the membership agreement. The Discount Medical Plan Organization responsible for this Program is Professional Risk and Asset Management Insurance Services, Inc., DBA: PRAM, Inc., 1 Pointe Drive, Suite 120, Brea, CA 92821. Email support@pram.com or visit https://pramdiscountrx.com for more information. Upon request, the Program administrator will make available a complete list of Program providers in the participant’s service area. You may cancel this Program at any time. This Program includes a 30-day cancellation provision. This Program is not available in California, New York, or any other state designated as a Prohibited State by PRAM.

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